M&D Real Estate - Royse City Lenders

New American Funding

  • NameDaphne Griffith
  • License1551817
  • Phone972-322-4234
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About

Daphne Griffith has been helping families achieve homeownership for more than 10 years and is passionate about making the mortgage process simple, educational, and stress-free. As a Branch Manager with The Loan Star Team powered by New American Funding, she believes every client deserves a lending experience built on communication, strategy, and exceptional service.

An El Paso native, Daphne is especially proud of her military roots. Her father served in the U.S. Army and was stationed at Fort Bliss, giving her a deep appreciation for the sacrifices made by our service members and their families. Helping veterans achieve the dream of homeownership is one of the most rewarding parts of her career, and she is honored to assist those who have served our country.

Daphne specializes in Down Payment Assistance programs and enjoys helping first-time homebuyers discover opportunities they didn't know were available. Whether it's a conventional, FHA, VA, USDA, jumbo, renovation, or investment loan, she excels at structuring creative financing solutions for a wide variety of borrowers. With access to an extensive portfolio of loan programs through New American Funding, she works to find the right mortgage solution for each client's unique financial goals.

Her dedication to clients and referral partners has earned her recognition as a D Magazine Best Mortgage Professional for three consecutive years and a Five-Star Mortgage Professional for four consecutive years. These honors reflect her commitment to delivering outstanding service, expert guidance, and successful outcomes.

Daphne is known for being accessible, responsive, and proactive throughout the lending process. She believes informed clients make confident decisions and takes pride in educating buyers every step of the way. Whether you're purchasing your first home, upgrading, refinancing, or investing, Daphne is committed to making your financing experience smooth, seamless, and successful.

About Joshua Smith

Joshua Smith is a dedicated REALTOR® who brings a rare combination of market knowledge, leadership experience, and genuine care for people to every client relationship. Known for his integrity, responsiveness, and results-driven approach, Joshua helps families and individuals achieve their real estate goals with confidence—whether buying their first home, moving up, or investing for the future. 

With more than a decade of corporate leadership experience before entering real estate full-time, Joshua developed a strong foundation in negotiation, market strategy, and client service as a District Sales Manager for Interstate Batteries, overseeing the Western Region of the United States. This background sharpened his ability to analyze markets, anticipate trends, and deliver tailored solutions—all skills that now serve his residential clients exceptionally well. 

A licensed REALTOR® since 2005, Joshua has built his career on the belief that every client deserves to be treated with the same honesty and excellence he would expect himself. In addition to his residential expertise, Joshua is also an experienced commercial real estate professional, bringing valuable insight into investment properties, market dynamics, and long-term growth strategies. His commitment to clear communication and hands-on service ensures his clients feel supported at every step of the process. 

Having lived in Rockwall for the past seven years—and previously in Rowlett and Garland—Joshua offers deep insight into the local communities across the Dallas–Fort Worth area. He understands not just the neighborhoods, but the lifestyles, schools, and values that make each area unique. 

Outside of real estate, Joshua enjoys spending time with his wife and three daughters, managing a small cattle business in Waco alongside his brother, and mentoring high school students through his church’s discipleship program. 

Whether you’re searching for your dream home, preparing to sell, or looking for the right investment property, Joshua Smith is the trusted partner you can count on to guide you with professionalism, care, and a personal touch.


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